You probably have many questions. What's the first step when you want to buy a home? What's the mortgage amount you can borrow? Which mortgage suits you, and what amount would you like to budget for your mortgage payments each month? I'd be happy to discuss this with you and guide you through the purchasing process.

There are plenty of reasons to start searching for a new home. Your current home might be getting too small, you desire a house with a garden, or perhaps you're looking to downsize and move to a different part of the country. When purchasing another home, you go through the same steps as when buying your first home, but the major difference is that you already have a home and its associated mortgage. You might also have accumulated equity that you wish to invest in your new home and want to transfer your old mortgage. I'd be glad to assist you in the direction you want to take and provide insight to help you make an informed next step.

There are various reasons why refinancing your mortgage could be interesting. How can you potentially save on your mortgage? Do you find your monthly payments or interest rate too high? Or is a savings product becoming available within a few years? Perhaps you want to tap into your accumulated equity for greater financial flexibility? Understanding your financial situation can assist you, and I'd be happy to explore whether there's a suitable solution for you.

When you and your partner decide not to continue together, it's important to be well-informed about the financial implications of jointly owning a property. If you'd like to continue residing in the home, I'd be happy to assist in setting up a newly structured mortgage for you or guide you in making a choice to take a new direction. Alternatively, you might prefer to move or rent, in which case I can provide you with the necessary insights.